Seattle Rental Car Accident Lawyer

Rental cars have a higher collision rate per registered vehicle than private cars. Additionally, when rental car accidents occur, statistics show that they often result in more serious injuries than those involving private vehicles.

You never plan to be involved in an accident when you use a rental car service. Unfortunately, the unexpected happens daily, and being prepared is necessary to protect yourself and your rights.

At the Bernard Law Group in Seattle, Washington, we understand that being involved in a rental car accident can be a stressful experience. It can leave you feeling overwhelmed, especially when navigating the complexities of insurance claims and legal matters.

Our team is here to provide the guidance and support you need during this challenging time. We work to ensure you receive fair compensation for your injuries and damages.

Understanding Rental Car Accidents

Rental car accidents can differ from traditional car accidents in several ways. When an accident occurs while driving a rented vehicle, it’s essential to understand the coverage provided by your rental company and your personal auto insurance policy.

Most rental car agencies offer collision damage waivers, yet these only cover damages to the rental car itself. Liability coverage protects you if you cause an accident that injures someone or damages their property, but the terms can vary by the rental agency.

Please contact us to discuss your specific situation. Our experienced Seattle rental car accident lawyers can dissect the details and help you identify the best course of action.

Legal Considerations in Seattle

Washington state law requires drivers to have a minimum amount of liability insurance. According to RCW 46.30.020, the minimum insurance coverage is $25,000 for injuries to a single person, $50,000 for multiple people, and $10,000 for property damage. You may face significant financial liability if you’re involved in a rental car accident and the damages exceed your coverage limits.

This is where having a rental car accident attorney in Seattle, like those at the Bernard Law Group, can make a difference. We can evaluate the details of your case and work diligently to ensure that all responsible parties are held accountable and that you are adequately compensated for your losses.

Common Causes of Rental Car Accidents

Many factors contribute to rental car accidents. Some of the most common causes include:

• Distracted Driving: Texting, eating, or using a GPS can divert attention from the road.
• Speeding or Reckless Driving: Rental car drivers may operate unfamiliar vehicles, leading to dangerous driving behaviors.
• Poor Weather Conditions: Rain, snow, and ice can create hazardous road conditions, particularly for those unfamiliar with driving in adverse weather.
• Driving Under the Influence: A significant contributor to accidents across the board, impaired drivers pose a risk to themselves and others.

Understanding the causes of rental car accidents can help us build a stronger case on your behalf. We’ve seen firsthand how negligence affects drivers and passengers and are committed to pursuing justice for our clients.

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Our Approach to Your Case

At the Bernard Law Group, our approach is centered around our clients. We firmly believe that every case is unique and requires a personalized strategy.

When you work with us, we undertake the following steps:

• Free Consultation: Our initial consultation allows us to discuss your case without financial commitment.
• Investigation: We thoroughly investigate the circumstances surrounding your rental car accident, gathering evidence and speaking to witnesses.
• Negotiation: We handle all negotiations with insurance companies to strive for a fair and just settlement.
• Litigation: We will not hesitate to take your case to court to defend your rights and interests.

Having an experienced auto accident lawyer in Seattle can significantly increase your chances of obtaining the compensation you deserve.

Frequently Asked Questions

What should I do immediately after a rental car accident?

After a rental car accident, your immediate priority should be safety. Ensure that you and others involved are safe and call emergency services if necessary. Once safe, exchange contact and insurance information with the other party and document the scene with photos. It’s also advisable to notify the rental agency about the incident immediately.

Am I covered by my personal insurance when driving a rental car?

In most cases, your personal auto insurance policy will extend to cover rental vehicles, but it’s essential to check the specifics of your policy. Contact your insurance provider to confirm the coverage you have for rentals, particularly regarding collision and liability coverage. This will help you understand what expenses may be covered following an accident.

Do I need additional insurance from the rental company?

Rental companies often offer additional insurance options, such as Collision Damage Waiver (CDW) and Supplemental Liability Insurance (SLI). While these can provide extra peace of mind, they may not be necessary if your personal insurance provides sufficient coverage. Evaluate your current insurance options before deciding whether to purchase additional coverage.

What happens if I am at fault in a rental car accident?

If you are determined to be at fault in a rental car accident, your personal auto insurance policy will typically handle the claims process. However, if your damages exceed your coverage limits, you may be personally liable for additional costs. Consulting with an attorney experienced in rental car accidents can help you understand your rights and responsibilities.

How do I file a claim for a rental car accident?

To file a claim after a rental car accident, contact your insurance company and the rental car agency. Provide them with the accident report, photos, and other relevant documentation. The rental agency will have specific procedures, and their claims department will guide you. An attorney can help streamline this experience and advocate on your behalf.

How long do I have to file a claim after my accident?

Washington State’s statute of limitations for personal injury claims is typically three years from the accident date. However, it is best to file as soon as possible to preserve evidence and witness testimonies. Contact a rental car accident lawyer to help you navigate the filing process promptly and efficiently.

What if the rental car had pre-existing damage?

If you had an accident in a rental car with pre-existing damage, you should document the damage with photos and inform the rental agency. They will assess the situation regarding liability. You should not be liable for those costs if you were not at fault for the original damage. Keeping thorough records will assist you in addressing any potential disputes with the rental company.

Get Help Today

If you or a loved one has been involved in a rental car accident in Seattle, you don’t have to face the aftermath alone. We invite you to reach out to our team at the Bernard Law Group. We are here to listen to your story, assess your situation, and help you understand your options as you move forward.

Contact us today to schedule your free consultation with a dedicated car wreck attorney in Washington.

We are committed to providing you with the support and representation you need to navigate this challenging time and ensure you can focus on your recovery. Remember, we are on your side at Bernard Law Group and ready to fight for your rights.