Car safety is a serious issue for drivers everywhere. But when looking for a new car, few drivers understand that picking a vehicle that will be less likely to get you hurt in an accident is essential.
In October of 2015, the National Highway Loss Data Institute launched a list of best and worst vehicles for insurance losses. These vehicles were ranked by the number of personal injury claims associated with each model. According to the list, vehicles with higher than average personal injury protection claims are usually smaller.
These vehicles, when involved in crashes, are more likely to sustain more damage than other larger cars. To experts, that’s science since vehicles are subject to the laws of physics. To consumers, that should serve as a reminder that when they purchase smaller cars, they are making a conscious decision to buy a vehicle that will be more likely to sustain more damage. As a result, occupants may end up being exposed to injury risks.
The research demonstrated that vehicles that score well for personal injury protection include high-performance vehicles, which are not as popular and widely used.
The worst vehicles according to the National Highway Loss Data Institute include the Kia Rio and the Nissan Cube. As number 10, Kia Rio’s claim rate is 65 percent higher than average. The mini four-door car is popular with consumers because of its low cost. The Nissan Cube, on the other hand, comes up as number 9 in the list. The small station wagon has a claim rate that is 65 percent higher than average like the Rio vehicle. The Cube was pulled from the US market due to its poor sales.
Chrysler’s 200 came in 8th with a claim rate that is 68 percent higher than average. The popular vehicle is a re-engineered version of the Chrysler Sebring.
Nissan Rogue Select came in 7th place with a claim rate that is 71 percent higher than average while the Mitsubishi Lancer came in 6th with claim rate that is 76 percent higher than average.
Other vehicles listed include the Kia Forte, Nissan Versa Note, and the Nissan Versa.
The cars with the highest rates are the Dodge Avenger with a claim rate that is 84 percent higher than average and the Mitsubishi Mirage, with a claim rate that is 113 percent higher than average.
According to the safety group, the Mitsubishi minicar is one of the most affordable, one of the reasons consumers prefer to ignore the safety risk.
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